Now in early access — Qora is powered by Alientelligence Quantum Kai
AI-Native Financial Advisor

Meet Kai — your money's
brightest mind.

Qora connects to your real accounts and puts Alientelligence's Quantum Kai intelligence to work — planning, investing, and answering anything, for individuals and the advisers who serve them.

Bank-level encryption Read-only by default You're always in control
Intelligence engine: Alientelligence · Quantum Kai
80,000+securities analyzed*
24/7always-on guidance
adviser capacity*
256-bitencryption
How Kai works

From messy money to a clear plan — in three moves.

No spreadsheets. No jargon. Just connect, ask, and act with confidence.

1

Connect

Securely link your accounts read-only through bank-grade aggregation. Kai instantly understands your full picture — income, spending, debt, and investments.

2

Ask

Talk to Kai like a person. “Can I afford this?” “Am I saving enough?” “What should I do with $10k?” Get grounded answers built on your real numbers.

3

Act

Kai turns advice into a step-by-step plan — budgets, investments, payoff order, and tax moves. You review and approve. Nothing happens without you.

Built for both sides of the table

One intelligence. Two experiences.

Qora meets you whether you're growing your own wealth — or growing a practice.

A financial advisor in your pocket — for the price of a coffee.

Everyone deserves the clarity the wealthy take for granted. Kai gives you a personal plan that adapts every week as your life changes.

A written financial plan tailored to your goals and real spending Investment guidance matched to your age, income, and risk The exact debt-payoff order and the date you'll be free
YouI have $12k saved. Emergency fund or pay off my card?
KaiYour card is at 22% APR, so clear $8k of it first — that's a guaranteed 22% return. Keep $4k as a starter safety net, then we rebuild the fund over 5 months. Want the schedule?

Your living plan

A six-part plan with a health score, refreshed automatically as your money moves.

Investing on autopilot

Kai proposes a portfolio and rebalances toward your goals — you stay in control.

Debt, defeated

See the smartest payoff order, the interest you'll save, and your freedom date.

Ask anything, 24/7

No appointment needed. Kai remembers your goals across every conversation.

Turn hours of prep into a single prompt.

Qora for Advisers gives your practice a tireless analyst. Kai reads every statement, spots every gap, and drafts client-ready work — so you can focus on the relationship.

Serve up to 3× more clients without losing the personal touch* Client-ready proposals grounded in each client's real data A dedicated, compliance-aware workspace for your whole book
AdviserPrep me for my 2pm with the Alvarez family.
KaiDone. They're under-insured by ~$300k, have $22k idle in checking, and their 529 is behind target. I've drafted talking points and a one-page proposal. Open it?

Meeting prep in seconds

Kai reads every policy, statement, and note, and hands you the brief before you sit down.

Instant proposals

Draft a client-ready proposal in under a minute — grounded in their real portfolio.

Portfolio scanning

Screen 80,000+ securities and surface gaps, drift, and opportunities across every book.*

Compliance-aware

Every draft carries sources and assumptions, built for your review and sign-off.

Security & trust

Your money's data,
guarded like it's ours.

Financial data is the most sensitive there is. Qora is built from the ground up so you — and your compliance team — can trust it.

Read-only by default

Kai can see balances and transactions to advise you. It can never move your money.

256-bit encryption

Bank-grade encryption in transit and at rest, on the same rails trusted institutions use.

You own your data

Your data is never sold. Disconnect and delete everything, anytime, in one click.

Human in the loop

Kai recommends; you decide. Every plan is yours to review, edit, and approve.

Early voices

Clarity people can feel.

A glimpse of the experience Qora is built to deliver.

★★★★★

“For the first time I actually understand my money. Kai told me exactly what to do — and why — in plain English.”

MR
Maya R.Early-access member
★★★★★

“It's like having an analyst who never sleeps. My meeting prep went from two hours to two minutes.”

DL
David L.Independent financial adviser
★★★★★

“I finally have a real plan to pay off my loans — with an actual date I'll be debt-free. Game changer.”

SK
Sam K.Early-access member
Pricing

Start free. Grow when you're ready.

Simple, transparent plans for individuals and for professional practices.

Free

For getting clarity
$0
  • Full financial dashboard
  • Net-worth & budget tracking
  • Ask Kai — 20 questions / mo
  • One savings goal
Create account
Most popular

Plus

For your whole financial life
$14/mo
  • Everything in Free
  • Unlimited Kai & weekly check-ins
  • Investing & tax-move guidance
  • Unlimited goals & scenarios
  • Bank-connected automations
Start 30-day trial

Advisor

For professional practices
$79/seat/mo
  • Dedicated adviser workspace
  • Client roster & portfolios
  • Instant proposals & prep
  • 80k-security screening*
  • Compliance-aware audit trail
Talk to us
Questions

Good to know.

What exactly is Qora?

Qora is an AI-native financial advisor for consumers and financial advisers. It connects to your accounts and uses Alientelligence's Quantum Kai intelligence to build plans, guide investing, and answer your money questions — grounded in your real data.

Who or what is “Kai”?

Kai is the name of your AI advisor — the intelligence you talk to inside Qora. Kai is powered by the Alientelligence Quantum Kai model family, purpose-tuned for personal finance and advisory work.

Is my financial data safe?

Yes. Accounts are linked read-only through bank-grade aggregation, protected with 256-bit encryption in transit and at rest. Kai can never move your money, we never sell your data, and you can delete everything anytime.

Does Qora replace my human financial adviser?

For advisers, Qora is a force-multiplier, not a replacement — it handles prep, analysis, and drafting so you can focus on relationships. For individuals, Kai offers guidance and education; important decisions are always yours, and we encourage consulting a professional for complex situations.

How is this different from a robo-advisor?

Robo-advisors mostly allocate a portfolio. Qora understands your entire financial life — cash flow, debt, goals, taxes, and investments — and explains its reasoning in plain language, for both individuals and the professionals who serve them.

Bring quantum intelligence to your financial life.

Join the early access to Qora and let Kai turn your numbers into a plan you'll actually follow.